Summary of day to day responsibilities:

• Candidate is expected to help meet regulatory standards and enhanced due diligence by reviewing transactions to identify anomalies and potential high risk customers. Scope of works may include but is not limited to identification and remediation of profiles (who may have multiple products).
• Conduct adjudications and/or analysis, and investigations of general queue cases. (recommending for de-market and/or freezing of accounts by the appropriate investigative unit)
• Provide analysis and/or data/evidence gathering support for AML and Sanctions/ABAC Financial Crime or digital evidence for case preparation and evidence/ documentation purposes
• Prioritize incoming investigation requests.

Customer:

• Conduct thorough analysis, risk assessment of referred/assigned cases
• Use sound methodologies to collect, preserve, and analyze digital evidence
• Prepare and deliver AML, Sanctions/ABAC seminars to internal areas of the Bank
• Maintain a good understanding and awareness of emerging AML and Sanctions/ABAC trends
• Work with internal partners/external parties for effective detection and investigation purposes
• Conduct research, and apply new methodologies for analyzing digital evidence to reduce the risk of
• Apply strong knowledge of bank procedures, products, and systems to assist investigators in analyzing situations, gathering information, and required documentation and case preparation. Conduct sound investigations and provide AML and Sanctions/ABAC support and recommendations

Shareholder:

• Adhere to internal policies/procedures and applicable regulatory guidelines
• Keep abreast of emerging issues, trends, and evolving regulatory requirements
• Identify, recommend, and effectively execute standard practices applicable to the discipline
• Acquire and apply expertise in the discipline, provide guidance, assistance, and direction to Analysts and others
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
• Maintain appropriate project records, databases, and information; report to management and others on project status and updates
• Lead work streams by acting as a project lead for small scale projects / initiatives in accordance with project management methodologies
• Conduct reporting and / or meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices
• Be knowledgeable of practices and procedures within own area of responsibility and keep abreast of emerging trends for own functional area
• Protect the interests of the organization – identify and manage risks, and escalate non-standard, high-risk transactions / activities as necessary
• Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; escalate issues where appropriate
• Monitor service, productivity and assess efficiency levels within own function and implement continuous process/performance improvements where opportunities exist

Team:

• Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
• Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit
• Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
• Participate in personal performance management and development activities, including cross training within own team
• Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
• Contribute to the success of the team by willingly assisting others in the completion and performance of work activities; provide training, coaching and/or guidance as appropriate.
• Contribute to a fair, positive and equitable environment that supports a diverse workforce
• Act as a brand champion for your business area/function and the bank, both internally and/or externally

Breadth & depth:

• Investigates AML, ATF, ABAC and Sanctions cases and conducts interviews or collects and analyses digital evidence
• Sound knowledge of investigative techniques, AML, and criminal trends, and analysis
• Demonstrates experience managing more complex non-criminal investigations
• Strong understanding of Bank policy and procedures for own area
• Professional role with a focus on providing services/ process/program support within defined parameters
• Requires sound conceptual knowledge in related functions
• Typically, no supervisory accountability but may provide informal guidance to others
• May lead small projects and / or support work streams of a bigger project
• Investigates and analyses potential solutions; ensures processes and functional programs are implemented
• Executes on work with some complexity, requiring short to medium-term focus (weekly-monthly)
• Delivers on assigned initiatives / projects /programs with some direction from management
• Generally, reports to a Manager

Must Have:

• Excellent verbal & written communication skills
• Experience with MS office suite/PC applications
• Analytical thinking skills
• Strong Excel skills

Nice to have:

• Anti-money laundering experience
• Experience with or knowledge of KYC
• Previous banking or FI experience
• CSCS, ACAMS would be an asset